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Your medical bills will be paid by the driver who caused the collision. Your current and future medical treatment should be paid by the at-fault driver or their insurance company. You might need to have your own insurance policy if your accident was caused either by an uninsured driver, or by a hit-and-run driver.

Auto Insurance Compensates for Medical Bills

Each state requires that drivers have auto insurance in order to cover the cost of an accident. The Insurance Institute for Highway Safety states that the cost of medical bills incurred in an accident is covered by the driver who caused it. Your insurance company and you are responsible only if:

  • Uninsured at-fault driver
  • Underinsured is the at-fault driver
  • The at-fault driver ran from the scene

If the investigation into an accident finds you responsible, you and your insurance company will be responsible for your medical bills. Your insurance will pay up to the policy limits.

How Does Insurance Work in a Hit-and Run Accident

There are situations where you might have to pay for your own medical bills following an accident. One of these situations is being hit by a hit-and-run driver.

We will investigate if you are injured by a hit-and-run driver and do our best to find the driver at fault.

  • Conducting an independent, thorough investigation
  • Collect evidence and debris from accident scene
  • Interviewing accident witnesses

A negligent driver should not cause financial hardship. Our personal injury team will handle your case and help you locate the at-fault driver. We calculate your medical bills and negotiate a settlement to pay for any related expenses.

This post was written by Kelly-Ann Jenkins of Kelly-Ann is an insurance claim Lawyer. The information on this site is not intended to and does not offer legal advice, legal recommendations, or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your situation.


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